What we store
Accounts you add, transactions you sync, goals you set, and messages with your coach. That's it. We don't store data we don't need, and we never sell or share it with advertisers or data brokers.
Your money data, treated with the respect it deserves.
Here's exactly what we collect, who can see it, how it's protected, and how to take it all back when you want to.
Who can see it
Only you — and, if you're on the Coached tier, your assigned coach. Our staff can only access individual accounts for support, and every such access is recorded in an audit log.
Security practices
Data is encrypted in transit (TLS 1.2+) and at rest. Every database table uses row-level access control, so even a bug in our application code can't expose another member's data. We follow the principle of least privilege internally and run regular security reviews.
Bank connections
Bank links are handled by Plaid, the same provider trusted by thousands of financial apps. Your bank credentials are entered into Plaid's UI, never ours. Plaid issues us a read-only token — we can see balances and transactions; we cannot move money.
Your controls
Export your full data set as JSON anytime, disconnect any bank link, or permanently delete your account from the Settings page. Deletion is irreversible and completes within 30 days.
Disclosures
WealthVitals.io provides educational guidance and coaching — not licensed financial, investment, legal, or tax advice. For decisions with major life impact, consult a licensed professional.
Frequently asked
- Do you sell or share my financial data?
- Never. WealthVitals.io is funded by member subscriptions, not by selling data. We do not share your data with advertisers, data brokers, or any third party for marketing.
- Can I delete my account and data?
- Yes. From Settings you can export everything you've ever entered and then permanently delete your account. Deletion removes your profile, transactions, goals, messages, and uploaded documents within 30 days.
- Does WealthVitals see my bank password?
- No. Bank connections are handled by Plaid. Your credentials are entered into Plaid's interface, never ours, and Plaid issues us a read-only access token. We can read transactions and balances — we cannot move money or change account settings.
Report a vulnerability
Found something that looks like a security issue? Please email security@wealthvitals.io. We respond within two business days and credit responsible disclosures.